/* ==========================================================================
   Meridian Bank — Design System
   Palette:  ink #0F1F35  paper #F6F4EF  brass #B08D3F  slate #5B6B7D
             emerald #1F7A5C  rust #B4433A
   Type:     display  'Fraunces'      (headlines, restrained)
             body     'Inter'         (UI, copy)
             mono     'IBM Plex Mono' (amounts, account numbers, refs)
   Signature: the ledger line — a hairline rule with tick marks, echoing
   the register line of a paper bank statement. Used as section dividers,
   hero device, and progress/step indicators throughout.
   ========================================================================== */

:root {
  --ink: #0F1F35;
  --ink-2: #16273F;
  --paper: #F6F4EF;
  --paper-2: #EFEBE1;
  --brass: #B08D3F;
  --brass-light: #D8BE83;
  --slate: #5B6B7D;
  --slate-light: #93A2B0;
  --emerald: #1F7A5C;
  --rust: #B4433A;
  --line: rgba(15, 31, 53, 0.12);
  --primary: #111111;
  --primary-2: #1f1f1f;
  --primary-dark: #000000;
  --deep: #111111;
  --on-deep: #FFFFFF;
  --on-primary: #FFFFFF;
  --brass-rgb: 107, 107, 107;
  --emerald-bg: #E8F3EE;
  --emerald-line: rgba(31,122,92,0.25);
  --rust-bg: #FBEAE8;
  --rust-line: rgba(180,67,58,0.25);
  --radius: 20px;
  --radius-sm: 14px;
}

@font-face {
  font-family: 'Fraunces-fallback';
  src: local('Georgia');
}

.font-display {
  font-family: "Fraunces", "Georgia", serif;
  font-optical-sizing: auto;
}

.font-body {
  font-family: "Inter", -apple-system, BlinkMacSystemFont, sans-serif;
}

.font-mono {
  font-family: "IBM Plex Mono", ui-monospace, "SFMono-Regular", Menlo, monospace;
}

body {
  background: var(--paper);
  color: var(--ink);
}

/* ---------------------------------------------------------------------
   Ledger line — the signature element.
   A horizontal hairline with evenly spaced tick marks, like the register
   perforation on a paper statement. Used in hero, section dividers,
   and as a decorative rule above key numbers.
   --------------------------------------------------------------------- */
.ledger-line {
  position: relative;
  height: 1px;
  background: repeating-linear-gradient(
    90deg,
    var(--line) 0,
    var(--line) 6px,
    transparent 6px,
    transparent 14px
  );
}

.ledger-line--brass {
  background: repeating-linear-gradient(
    90deg,
    rgba(var(--brass-rgb), 0.55) 0,
    rgba(var(--brass-rgb), 0.55) 6px,
    transparent 6px,
    transparent 14px
  );
}

.ledger-ticks {
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.ledger-ticks span {
  width: 1px;
  height: 8px;
  background: var(--line);
  display: block;
}

/* Subtle page-load reveal for the hero ledger line */
@keyframes ledger-draw {
  from { clip-path: inset(0 100% 0 0); }
  to   { clip-path: inset(0 0 0 0); }
}
.ledger-draw {
  animation: ledger-draw 1.4s cubic-bezier(0.65, 0, 0.35, 1) forwards;
}

@media (prefers-reduced-motion: reduce) {
  .ledger-draw { animation: none; clip-path: inset(0 0 0 0); }
}

/* Card / panel */
.panel {
  background: #fff;
  border: 1px solid var(--line);
}

[x-cloak] { display: none !important; }

/* Focus visibility */
a:focus-visible,
button:focus-visible,
input:focus-visible,
select:focus-visible,
textarea:focus-visible {
  outline: 2px solid var(--brass);
  outline-offset: 2px;
}

/* Scrollbar (subtle, webkit only, purely cosmetic) */
::-webkit-scrollbar { width: 10px; height: 10px; }
::-webkit-scrollbar-thumb { background: var(--slate-light); border-radius: 0; }
::-webkit-scrollbar-track { background: var(--paper-2); }

/* Statement / receipt print styles */
@media print {
  body { background: #fff; }
  .no-print { display: none !important; }
}

/* ==========================================================================
   Theme layer (ZeccApp look) — colors & roundness come from config.php
   ========================================================================== */
body, .font-body { font-family: "Inter Tight", "Inter", -apple-system, BlinkMacSystemFont, sans-serif; letter-spacing: -0.01em; }
.font-display { font-family: "Inter Tight", "Inter", sans-serif; font-weight: 600; letter-spacing: -0.03em; }
.panel { border-radius: var(--radius); border: 1px solid var(--line); }
input:not([type=checkbox]):not([type=radio]), select, textarea { border-radius: var(--radius-sm); background: #F3F3F3; border-color: transparent !important; }
input:focus, select:focus, textarea:focus { background: #fff; outline: 2px solid var(--primary) !important; }
button[type=submit], a.btn { border-radius: 999px; }
a:focus-visible, button:focus-visible { outline-color: var(--primary); }
.zc-card { background: var(--primary); color: var(--on-primary); border-radius: calc(var(--radius) + 12px); }
.zc-pill { background: rgba(var(--brass-rgb), 0.12); color: var(--ink); border-radius: var(--radius); font-weight: 600; text-align: center; padding: 16px; }
.zc-nav { background: var(--primary); border-radius: 28px 28px 0 0; }
.zc-nav a { color: rgba(255,255,255,0.45); }
.zc-nav a.on { color: #fff; }

/* ==========================================================================
   ZeccApp design system
   ========================================================================== */
html{scroll-behavior:smooth}
body{background:var(--paper)}
.mut{color:#C4C4C4}.sub{color:#9B9B9B}
.btn{display:inline-block;width:100%;text-align:center;background:var(--primary);color:var(--on-primary);border-radius:999px;padding:17px 18px;font-weight:600;font-size:16px;transition:transform .12s}
.btn:active,.pill:active{transform:scale(.98)}
.btn:disabled{opacity:.45}
.pill{display:inline-block;text-align:center;background:rgba(var(--brass-rgb),.12);border-radius:20px;padding:17px;font-weight:600;font-size:16px;flex:1}
.chip{background:#F3F3F3;border-radius:999px;padding:10px 18px;font-weight:500;font-size:14px}
.card{background:#F6F6F6;border-radius:28px;padding:26px}
.h2{font-size:clamp(28px,4.6vw,46px);line-height:1.08;font-weight:500;letter-spacing:-.035em}
.nl{font-weight:500;color:#777;font-size:15px}.nl.on,.nl:hover{color:var(--ink)}
.prose p{color:#555;line-height:1.75;margin-top:12px}.prose h3{font-weight:600;font-size:20px;margin-top:30px}
details{background:#F6F6F6;border-radius:20px;padding:18px 22px}summary{font-weight:500;cursor:pointer}
.coin{position:absolute;border-radius:50%;background:radial-gradient(circle at 30% 25%,#8a8a8a,#2a2a2a 55%,#0b0b0b);border:1.5px solid #555}
#toast{position:fixed;top:20px;left:50%;transform:translate(-50%,-90px);background:var(--primary);color:var(--on-primary);padding:13px 22px;border-radius:999px;font-weight:600;font-size:14px;transition:.3s;z-index:50}
#toast.on{transform:translate(-50%,0)}
.zc-input{width:100%;background:#F3F3F3;border-radius:var(--radius-sm);padding:16px 18px;font-size:15px;border:0 !important;outline:2px solid transparent;transition:.15s}
.zc-input:focus{background:#fff;outline-color:var(--primary)}
.zc-stat{background:#fff;border-radius:var(--radius);border:1px solid var(--line)}
.zc-row{display:flex;align-items:center;gap:14px;padding:16px 4px}
.zc-av{width:46px;height:46px;border-radius:999px;display:flex;align-items:center;justify-content:center;font-weight:600;font-size:15px;flex-shrink:0}
/* generic restyle of legacy markup */
.uppercase{text-transform:none}.tracking-widest{letter-spacing:0}
[class*="ring-inset"]{border-radius:999px}
a.px-3.border,a.border.text-xs{border-radius:999px}
table{border-collapse:separate;border-spacing:0}
.panel{overflow:hidden;background:#fff}
button[type=submit],button[style*="background:var(--primary)"],a[style*="background:var(--primary)"]{border-radius:999px}
.zc-sidebar a.on{background:rgba(255,255,255,.14);color:#fff}
.zc-sidebar a{border-radius:14px;color:rgba(255,255,255,.6)}
.zc-sidebar a:hover{color:#fff}

.inp{width:100%;background:#F3F3F3;border-radius:18px;padding:16px 18px;font-size:15px;border:0 !important;outline:2px solid transparent;transition:.15s}
.inp:focus{background:#fff;outline-color:var(--primary)}
textarea.inp{resize:vertical}
footer a{transition:opacity .15s}footer a:hover{opacity:1}

/* ===== Motion & richer UI ===== */
@keyframes zc-up{from{opacity:0;transform:translateY(16px)}to{opacity:1;transform:none}}
@keyframes zc-pop{from{opacity:0;transform:scale(.95)}to{opacity:1;transform:none}}
@keyframes zc-float{0%,100%{transform:translateY(0) rotate(var(--r,0deg))}50%{transform:translateY(-10px) rotate(var(--r,0deg))}}
@keyframes zc-grow{from{transform:scaleY(0)}to{transform:scaleY(1)}}
@keyframes zc-shake{0%,100%{transform:translateX(0)}20%,60%{transform:translateX(-6px)}40%,80%{transform:translateX(6px)}}
@keyframes zc-spin{to{transform:rotate(360deg)}}
@keyframes zc-sheen{0%{background-position:-200% 0}100%{background-position:200% 0}}
main:not(#pg)>*,.zc-stagger>*{animation:zc-up .55s cubic-bezier(.2,.7,.2,1) both}
main:not(#pg)>*:nth-child(2),.zc-stagger>*:nth-child(2){animation-delay:.06s}
main:not(#pg)>*:nth-child(3),.zc-stagger>*:nth-child(3){animation-delay:.12s}
main:not(#pg)>*:nth-child(4),.zc-stagger>*:nth-child(4){animation-delay:.18s}
main:not(#pg)>*:nth-child(5),.zc-stagger>*:nth-child(5){animation-delay:.24s}
main:not(#pg)>*:nth-child(6),.zc-stagger>*:nth-child(6){animation-delay:.30s}
main:not(#pg)>*:nth-child(n+7),.zc-stagger>*:nth-child(n+7){animation-delay:.36s}
.zc-list>*{animation:zc-up .5s cubic-bezier(.2,.7,.2,1) both}
.zc-list>*:nth-child(2){animation-delay:.05s}.zc-list>*:nth-child(3){animation-delay:.1s}.zc-list>*:nth-child(4){animation-delay:.15s}.zc-list>*:nth-child(5){animation-delay:.2s}.zc-list>*:nth-child(n+6){animation-delay:.25s}
.zc-stat,.panel,.card{transition:transform .25s,box-shadow .25s}
.zc-stat:hover,.card:hover{transform:translateY(-4px);box-shadow:0 18px 34px -18px rgba(0,0,0,.28)}
a.zc-row,tbody tr,li{transition:background .15s}
a.zc-row:hover,tbody tr:hover{background:rgba(0,0,0,.03)}
.btn,.pill,.zc-pill,.btn:hover,.pill:hover,.zc-pill:hover{transform:translateY(-2px);filter:brightness(1.08);box-shadow:0 10px 20px -10px rgba(0,0,0,.35)}
.btn:active,.pill:active,.zc-pill:active{transform:scale(.97)}
.zc-input:focus,.inp:focus{box-shadow:0 0 0 5px rgba(var(--brass-rgb),.16)}
label:focus-within{color:var(--ink)}
form>div,form>.space-y-4>div{transition:transform .2s}
[style*="rust-bg"]{animation:zc-shake .45s}
[style*="emerald-bg"]{animation:zc-pop .4s}
.is-loading{position:relative;color:transparent !important;pointer-events:none}
.is-loading::after{content:"";position:absolute;inset:0;margin:auto;width:20px;height:20px;border-radius:50%;border:2.5px solid rgba(128,128,128,.35);border-top-color:var(--on-primary);animation:zc-spin .7s linear infinite}
.pill.is-loading::after{border-top-color:var(--ink)}
@media (prefers-reduced-motion:reduce){*,*::before,*::after{animation:none !important;transition:none !important}}

/* ===== Colorful accents (follow the theme color) ===== */
.btn,.zc-card,.zc-nav{background:linear-gradient(135deg,var(--primary),var(--primary-dark))}
.zc-card{box-shadow:0 18px 30px -18px rgba(var(--brass-rgb),.7)}
.btn{box-shadow:0 10px 22px -12px rgba(var(--brass-rgb),.8)}
.card,details{background:rgba(var(--brass-rgb),.06)}
.chip{background:rgba(var(--brass-rgb),.10);color:var(--ink)}
.pill,.zc-pill{background:rgba(var(--brass-rgb),.12)}
.zc-input,.inp,input:not([type=checkbox]):not([type=radio]),select,textarea{background:rgba(var(--brass-rgb),.06)}
.zc-input:focus,.inp:focus,input:focus,select:focus,textarea:focus{background:#fff}
footer{background:linear-gradient(135deg,var(--primary),var(--primary-dark)) !important}
.zc-sidebar a.on{background:rgba(255,255,255,.2)}
aside[style*="background:var(--primary)"]{background:linear-gradient(180deg,var(--primary),var(--primary-dark)) !important}

/* ===== No shadows anywhere ===== */
*,*::before,*::after{box-shadow:none !important;text-shadow:none !important}
img,svg{filter:none !important}

/* ===== Flat: no gradients, glows, blur or shadows ===== */
.btn{background:var(--primary) !important}
.zc-card,.zc-nav{background:var(--deep) !important;color:var(--on-deep)}
aside[style*="background:var(--deep)"]{background:var(--deep) !important}
.btn:hover,.pill:hover,.zc-pill:hover{filter:none !important;transform:none !important;opacity:.92}
.zc-stat:hover,.card:hover{transform:none !important}
*{backdrop-filter:none !important;-webkit-backdrop-filter:none !important;filter:none !important}
[class*="shadow"],[class*="drop-shadow"],[class*="ring-"]{box-shadow:none !important;filter:none !important}

/* ===== Landing (bank-style) ===== */
.nl2{font-weight:600;font-size:15px;color:var(--ink);padding:8px 0;border-bottom:3px solid transparent}
.nl2:hover,.nl2.on{border-bottom-color:var(--primary)}
.tile{display:block;background:#fff;border:1px solid #E3E8EC;border-radius:20px;overflow:hidden;transition:border-color .2s}
.tile:hover{border-color:var(--primary)}
.tile img{transition:transform .5s}.tile:hover img{transform:scale(1.04)}
.chk{width:24px;height:24px;border-radius:50%;background:var(--primary);color:var(--on-primary);display:inline-flex;align-items:center;justify-content:center;font-size:13px;flex-shrink:0}

/* ===== Bank-style pages ===== */
.zc-nav a{color:var(--on-deep) !important;opacity:.55}.zc-nav a.on{opacity:1}
.zc-sidebar a{color:var(--on-deep) !important;opacity:.7}.zc-sidebar a:hover,.zc-sidebar a.on{opacity:1}
.zc-sidebar a.on{background:rgba(255,255,255,.16) !important}
.card{background:#fff;border:1px solid #E3E8EC;border-radius:20px}
.h2{font-weight:700;color:var(--ink);letter-spacing:-.025em}
details{background:#fff;border:1px solid #E3E8EC;border-radius:16px}
details[open]{border-color:var(--primary)}
.chip{background:rgba(var(--brass-rgb),.12)}
.prose h3{color:var(--ink)}


.tile{border-top:4px solid var(--primary)}

/* ===== Mobile safety ===== */
html,body{max-width:100%;overflow-x:hidden}
img,svg,video{max-width:100%}
.panel{max-width:100%}
.panel.overflow-x-auto,.overflow-x-auto{overflow-x:auto}
@media (max-width:640px){
  td,th{padding-left:12px !important;padding-right:12px !important;white-space:nowrap}
  .font-display.text-3xl{font-size:24px;line-height:1.2}
  .font-display.text-2xl{font-size:22px}
  .zc-stat{padding:16px !important}
  .zc-stat .font-display{font-size:22px !important}
  form .grid{grid-template-columns:1fr !important}
}
/* ===== Payment flow ===== */
.pf-card{background:#fff;border:1px solid var(--line);border-radius:24px;padding:20px}
.pf-row{display:flex;justify-content:space-between;gap:16px;padding:12px 0;border-bottom:1px solid var(--line);font-size:14px}
.pf-row:last-child{border-bottom:0}
.pf-row span:first-child{color:#8a8a8a}.pf-row span:last-child{font-weight:600;text-align:right;word-break:break-word}
.pf-dots{display:flex;justify-content:center;gap:14px;margin:22px 0}
.pf-dots i{width:16px;height:16px;border-radius:50%;border:2px solid var(--primary);transition:.15s}
.pf-dots i.on{background:var(--primary);transform:scale(1.15)}
.pf-pad{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;max-width:300px;margin:0 auto}
.pf-pad button{height:64px;border-radius:20px;background:rgba(var(--brass-rgb),.1);font-size:24px;font-weight:600;transition:transform .1s,background .15s}
.pf-pad button:active{transform:scale(.92);background:rgba(var(--brass-rgb),.25)}
.pf-pad button.ghost{background:transparent;font-size:15px}
.pf-shake{animation:zc-shake .4s}
.pf-check{width:96px;height:96px;margin:10px auto 18px}
.pf-check circle{fill:var(--primary);transform-origin:center;animation:zc-pop .45s both}
.pf-check path{fill:none;stroke:var(--on-primary);stroke-width:6;stroke-linecap:round;stroke-linejoin:round;stroke-dasharray:60;stroke-dashoffset:60;animation:pf-draw .5s .35s forwards}
@keyframes pf-draw{to{stroke-dashoffset:0}}

/* Compact header buttons */
.btn-sm{display:inline-block;text-align:center;white-space:nowrap;background:var(--primary);color:var(--on-primary);border-radius:999px;padding:9px 22px;font-size:14px;font-weight:700;line-height:1.2}
.btn-sm-alt{background:rgba(var(--brass-rgb),.14);color:var(--ink)}
#mm .btn-sm{display:block;width:100%;padding:11px 8px;font-size:14px}

/* ===== Hero slider ===== */
.hs-slide{position:absolute;inset:0;opacity:0;visibility:hidden;transition:opacity 1s ease,visibility 1s}
.hs-slide.on{opacity:1;visibility:visible;z-index:1}
.hs-slide img{transform:scale(1.02);transition:transform 9s linear}
.hs-slide.on img{transform:scale(1.14)}
.hs-slide.on .hs-copy>*{animation:zc-up .8s cubic-bezier(.2,.7,.2,1) both}
.hs-slide.on .hs-copy>*:nth-child(2){animation-delay:.15s}.hs-slide.on .hs-copy>*:nth-child(3){animation-delay:.3s}.hs-slide.on .hs-copy>*:nth-child(4){animation-delay:.45s}
.hs-arrow{position:absolute;top:50%;transform:translateY(-50%);z-index:5;width:44px;height:44px;border-radius:50%;background:rgba(255,255,255,.9);color:var(--ink);font-size:26px;line-height:1;display:none;align-items:center;justify-content:center}
.hs-prev{left:16px}.hs-next{right:16px}
@media (min-width:768px){.hs-arrow{display:flex}}
.hs-dots{position:absolute;left:0;right:0;bottom:18px;z-index:5;display:flex;justify-content:center;gap:10px}
.hs-dot{width:10px;height:10px;border-radius:999px;background:rgba(255,255,255,.55);transition:.3s}
.hs-dot.on{width:30px;background:var(--primary)}

/* Hero keeps auto-changing even when the phone has "reduce animations" turned on */
@media (prefers-reduced-motion:reduce){
  .hs-slide{transition:opacity .8s ease,visibility .8s !important}
  .hs-dot{transition:.3s !important}
}

/* ===== Step-by-step forms ===== */
.wz-head{margin-bottom:20px}
.wz-meta{display:flex;justify-content:space-between;align-items:baseline;gap:12px;margin-bottom:10px}
.wz-count{font-size:12px;font-weight:600;color:var(--primary)}
.wz-title{font-size:17px;font-weight:700;color:var(--ink);text-align:right}
.wz-bar{height:6px;border-radius:999px;background:rgba(var(--brass-rgb),.16);overflow:hidden}
.wz-bar i{display:block;height:100%;width:0;border-radius:999px;background:var(--primary);transition:width .35s ease}
.wz-on .wz-step{display:none}
.wz-on .wz-step.on{display:block;animation:wz-in .35s cubic-bezier(.2,.7,.2,1) both}
.wz-on .wz-step.on.from-left{animation-name:wz-in-l}
@keyframes wz-in{from{opacity:0;transform:translateX(24px)}to{opacity:1;transform:none}}
@keyframes wz-in-l{from{opacity:0;transform:translateX(-24px)}to{opacity:1;transform:none}}
.wz-nav{display:flex;gap:12px;margin-top:22px}
.wz-nav .btn,.wz-nav .pill{flex:1;width:auto;padding-top:15px;padding-bottom:15px}
.wz-nav .pill{flex:0 0 32%}
/* ===== Bottom-sheet selects ===== */
.sel-wrap{position:relative}
.sel-native{position:absolute;left:0;top:0;width:100%;height:100%;opacity:0;pointer-events:none}
.zc-sel{display:flex;align-items:center;justify-content:space-between;gap:10px;text-align:left;cursor:pointer}
.zc-sel .zc-sel-t{overflow:hidden;text-overflow:ellipsis;white-space:nowrap}
.zc-sel.ph .zc-sel-t{color:#9B9B9B}
.sheet-ov{position:fixed;inset:0;background:rgba(0,20,40,.5);opacity:0;pointer-events:none;transition:opacity .25s;z-index:80}
.sheet-ov.open{opacity:1;pointer-events:auto}
.sheet{position:fixed;left:0;right:0;bottom:0;margin:0 auto;max-width:480px;max-height:78vh;display:flex;flex-direction:column;background:#fff;border-radius:28px 28px 0 0;transform:translateY(105%);transition:transform .32s cubic-bezier(.2,.8,.2,1);z-index:81;padding-bottom:env(safe-area-inset-bottom,0px)}
.sheet.open{transform:none}
.sheet-handle{width:44px;height:5px;border-radius:999px;background:#D5DBE0;margin:10px auto 4px}
.sheet-head{display:flex;justify-content:space-between;align-items:center;padding:8px 20px 12px;font-weight:700;font-size:17px;color:var(--ink)}
.sheet-x{width:34px;height:34px;border-radius:50%;background:rgba(var(--brass-rgb),.12);font-size:13px}
.sheet-search{padding:0 20px 10px}
.sheet-list{overflow-y:auto;padding:0 12px 18px;-webkit-overflow-scrolling:touch}
.sheet-opt{display:flex;align-items:center;justify-content:space-between;gap:12px;width:100%;text-align:left;padding:15px 12px;border-radius:16px;font-size:15px;color:var(--ink);transition:background .15s}
.sheet-opt:active,.sheet-opt:hover{background:rgba(var(--brass-rgb),.1)}
.sheet-opt b{display:block;font-weight:600}
.sheet-opt small{display:block;color:#8a8a8a;font-size:12px;margin-top:2px}
.sheet-opt.on{background:rgba(var(--brass-rgb),.14)}
.sheet-opt i{font-style:normal;color:var(--primary);font-weight:700}
body.sheet-lock{overflow:hidden}