Personal banking
Banking Made Easier
Open an account, move money in a few taps and see every transaction in one clear place.
Payments
Send, pay and withdraw with ease
Transfer to other accounts, pay your bills and keep a clear record of where your money went.
Security
Protected at every step
A personal PIN, instant alerts and fraud monitoring help keep your account and your money safe.
Explore all Kestrel Heritage has to offer
See how we can help with accounts, cards, savings, loans and everyday payments.
Current accounts
An everyday account with instant alerts, easy transfers and no clutter.
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Cards
Choose the card that fits how you spend, and freeze it in one tap.
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Savings
Set money aside for what matters and watch your balance grow.
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Loans
Flexible borrowing with clear costs, so you know what you will repay.
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Payments & withdrawals
Send money, pay bills and withdraw cash across the country.
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Stay safe from fraud
Smart protection and simple tips to keep your money secure.
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Why bank with Kestrel Heritage
Simple tools that make everyday money tasks quicker and clearer.
Fast payments
Send money to other accounts and pay bills in a few taps.
Instant alerts
Know straight away when money comes in or goes out.
Clear history
Every transaction in one list, with receipts and statements on demand.
Accounts in one place
See all your balances together, whenever you log in.
Your personal profile
Manage your details and your transaction PIN yourself.
Banking from anywhere
Use your account on your phone or computer, wherever you are.
Offers and subscriptions in the app
Manage your money, see your favourite offers and keep track of subscriptions, all from your phone.
- ✓Instant payment alerts
- ✓Freeze and unfreeze your card
- ✓Statements by email on demand
Hi there! Welcome to your account
Total balance
$12,329.20
Get a welcome bonus when you open an account
Open an eligible account and make your first deposit to qualify. Terms, eligibility and limits apply. 18+ only.
We’re here to help
Having trouble with a payment, your card or your account? Browse our help centre or get in touch and our team will get back to you.
Learn and get inspired
Spot a scam before it costs you
Fraudsters trick people into sending money or sharing codes. A few simple habits keep you ahead of them.
- ✓Never share one-time codes or your password with anyone.
- ✓Pause if you are pressured to move money quickly.
- ✓Check the app directly instead of tapping links in messages.
Our service promise
24/7
Account access
Check balances and move money any time, on any device.
Instant
Payment alerts
Know the moment money comes in or goes out.
1 day
Support reply
Our team aims to reply to every message within one business day.
Open an account in 4 steps
1
Get in touch
Contact us or visit us to tell us what you need.
2
Verify your details
We confirm your identity so your account stays protected.
3
We set you up
Your account is created and your login details are shared securely.
4
Log in and go
Sign in online, set your PIN and start banking.
Frequently asked questions
How do I open an account?
Contact us or visit your nearest branch and our team will set you up. You can then log in online.
How fast are deposits and transfers?
Wallet-to-wallet transfers are instant. Other transfers depend on the receiving bank.
What if I forget my password?
Contact support and we will help you regain access securely.
How do you keep my money safe?
Encryption, a transaction PIN, instant alerts and fraud monitoring protect your account.